Roth Limit Contribution 2024. Whether you can contribute the full amount to a roth ira depends on your income. The total 401(k) contribution limit in 2024 is $69,000,.

There are two ways to fund a roth ira: To be eligible to contribute the maximum amount in 2024, your modified adjusted gross income (magi) must be less than $146,000 (up from $138,000 last year).